1 lb. ground beef, browned
1 pkg. chili seasoning
1/2 cup ketchup
1/2 cup water
1 big can hot chili beans
1 pkg. hot chili seasoning
1 can diced tomatoes
Brown ground beef, drain. Mix all ingredients in sauce pan. Heat.
Spoon into bowls. Top with cheddar cheese and banana pepper. Serve with crackers or over corn chips.